Smith Financial Planners Inc

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Welcome to the homepage of Smith Financial Planners LLC. We are located in the Greater Birmingham area. We encourage you to look around our website and become familiar with who we are and what we can offer you! We, at Smith Financial, believe investments can and should reflect your moral values.
Your values are the essence of your soul. You hold your family, friends and church to the same faith-based values. Daily decisions and choices are a reflection of your religious principles and personal values. Does your financial advisor share your faith-based values? Do you make faith-based financial decisions and investments?
Right now, with or without knowing, you may own stocks or investments in companies that are involved in the following: abortion, pornography, gambling, illegal drugs, alcohol, gay-lesbian and/or trans-gender organizations, or radical political organizations.
At Smith Financial, we believe in Bible based investing. Keeping the motto: "Serve God, Respect People, Invest Wisely" in mind, we will screen your portfolio to ensure your investments are reflecting your individual values. While meeting your financial goals, we will be sure to honor your personal values.
We appreciate your interest and we look forward to hearing from you soon!

How much will it cost to pay off a loan over its lifetime?

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Determine whether you should consider refinancing your mortgage.

This calculator can help you determine how soon you can pay off your mortgage.
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The Growing Popularity of Preferred Stocks
Investors may be attracted to "preferreds" because they are a potential source of dividend income. Preferred stocks have evolved in recent years as the demands of investors have changed.
Help Your Family Help You
Obviously, most of us prefer to keep our personal finances personal, but opening a discussion about family finances could help prevent headaches and challenges when difficulties strike.
A Potential Income Source for the Risk-Averse
Although no financial instrument is entirely without risk, the guarantees offered by a fixed annuity can help address the concerns of even the most risk-averse investors.
HOT TOPIC: Consider the Risks of Relying on Social Security
For the second time in as many years, Social Security beneficiaries will not receive an anticipated cost-of-living adjustment. Although the decision to freeze benefits in 2011 is not directly related to the social insurance programs fragile financial situation, it might be a good idea to expect more surprises from Social Security.
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Educate yourself on a variety of financial topics.

Timely Newsletters to help you stay current.

Animated presentations to help you learn and decide.

Ideas to help simplify everyday finances.

Manage your taxes and prepare for the upcoming tax season.

We have representatives licensed to offer insurance, annuities and securities in the following states: AL, GA, LA, MS,TN, TX and VA.